The Great American Finance Credit Score Needed: A Concerned Home Buyer's Review

As a first-time homebuyer, I recently came across The Great American Finance while searching for information about mortgage options online. After filling out a form and receiving a call from their representative, I was invited to create an account on their website to upload some documents and get pre-approval for my dream home. However, as I delved deeper into the process, I couldn't help but feel uneasy about the security measures in place.

First of all, the online reviews are not exactly stellar. While it's understandable that even reputable companies can fall victim to hacking, my concerns go beyond just the possibility of a data breach. It's the lack of control and transparency that has me worried. I'm sending sensitive information like bank statements, tax returns, and work info to a stranger without knowing where it's going or how long they'll keep it. Moreover, even if I were to get approved, I wouldn't be able to remove my files from their portal - a daunting thought.

During the process of creating an account, I encountered several issues that raised red flags. For instance, once I uploaded a test text file, it vanished into thin air with no way to retrieve or modify it. The only way to log back in was by modifying the URL provided in the automated email. It's as if they're more concerned with acquiring new customers than ensuring their system is user-friendly.

To make matters worse, today I found myself struggling to log back into the portal, despite having created a password and accessing it just days prior. This lack of clarity and consistency has me questioning the organization's overall security.

As someone who values their privacy, I'm hesitant to share my sensitive information without some level of assurance that it will be protected. In this case, I don't even want my credit run if they won't pre-qualify me for 60% of the home price I'm aiming for. My understanding from Google and Reddit is that pre-qualification and pre-approval are two different things, but with Great American Finance, it seems like they're trying to achieve both without providing sufficient transparency.

In conclusion, while The Great American Finance may seem promising on the surface, my experience has left me feeling uneasy about their security measures. As a potential customer, I believe it's essential to prioritize transparency and control when sharing sensitive information. If you're considering working with this organization, I recommend exercising caution and seeking advice from financial experts before making any decisions.

Great american finance credit score needed